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KSW is pleased to announce
a charter change. To be eligible to join, persons must live, work,
worship, volunteer, or attend schools in Kennebec or Somerset Counties
and the following towns of Waldo County: Belmont, Brooks, Jackson, Knox,
Liberty, Monroe, Montville, Morrill, Searsmont, Swanville, Waldo.
Stop by and check out the
benefits of Credit Union Membership. Let our friendly staff assist you
with all your financial needs.
Privacy
Notice and Disclosure
KSW Federal Credit Union, your
member owned financial institution, is committed to providing you
with competitive products and services to meet your financial needs and
help you reach your goals. We are equally committed to protecting the
privacy of our members. Under federal law, we are required to give
you this privacy notice. It describes our credit union's privacy policy
and practices concerning the personal information we collect and
disclose about our members. It also includes information about the
parties who receive personal and sometimes nonpublic information from us
as we conduct the business of the credit union. These practices
are followed by the credit union. 207-872-5602
or write to:
Member Services Representative
KSW Federal Credit Union
222 College Avenue
Waterville, ME 04901
Information We Collect About You
We collect nonpublic
personal information about you from the following sources:
- Information we receive from you on
applications and other forms
- Information about your
transactions with us
- Information we receive from a
consumer reporting agency
- Information obtained when verifying
the information you provide on an application or other forms. This
may be obtained from your current or past employers, or from other
institutions where you conduct financial transactions.
Information We Disclose
We do not disclose any nonpublic
personal information about our members or former members to
anyone, except as permitted by law.
Disclosure of Information to Parties
That Provide Services to Us
We may disclose all the
information we collect, as described above, to companies that
perform marketing services on our behalf or to other financial institutions
with whom we have joint marketing agreements.
Disclosure of Information About Former
Members
If you terminate your membership
with KSW Federal Credit Union we will not share information we have
collected about you, except as you may be permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic
personal information about you to persons who need to know that personal
information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with Federal
Regulations to guard your nonpublic person information.
What Members Can Do to Help
KSW Federal Credit Union is
committed to protecting the privacy of its members. Members can help by
following these simple guidelines:
- Protect your account numbers,
plastic card numbers, PINs (personal identification numbers) or
passwords. Never keep you PIN with your card, which can provide free
access to accounts if your card is lost or stolen.
- Use caution when disclosing your
account numbers, social security numbers, etc. to other persons. If
someone calls you explaining the call is on behalf of the credit
union and asks for your account number, you should beware. Official
credit union staff will have access to your information and will not
need to ask for it.
- Keep your information with us
current. If your address or phone number changes, please let us
know. It is important that we have current information on how to
reach you. IF we detect potentially fraudulent or unauthorized
activity or use of an account, we will attempt to contact you
immediately.
- Let us know if you have questions.
Please do not hesitate to call us - we are here to serve you!
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