| Loan
Rates effective
July 18, 2008* |
| Model
Year |
Type |
Terms |
Annual
Percentage Rate
"AS
LOW AS"
|
|
(NEW)
2007-2008
|
VEHICLES
|
60
months |
4.99% |
|
2007-2008 |
VEHICLES
|
72
months |
5.99% |
|
2007-2008 |
VEHICLES
|
84
months |
6.49% |
|
|
|
|
|
|
(USED)
2006-2007
|
VEHICLES
|
60
months |
5.74% |
|
2006-2007
|
VEHICLES
|
72
months |
6.99% |
| 2006-2007
|
VEHICLES
|
84
months |
7.49% |
|
|
|
|
|
|
(USED)
2005
|
VEHICLES |
60
months |
6.24% |
| 2005 |
VEHICLES
|
72
months |
6.74% |
| |
|
|
|
| 2004
|
VEHICLES
|
60
months |
6.74% |
| 2004 |
VEHICLES |
72
months |
7.24% |
| |
|
|
|
| 2003 |
VEHICLES |
60
months |
7.24% |
| 2003 |
VEHICLES |
72
months |
7.74% |
| |
|
|
|
| 2002 |
VEHICLES |
48
months |
7.74% |
| 2002 |
VEHICLES |
60
months |
8.24% |
| |
|
|
|
| 2001 |
VEHICLES |
42
months |
8.75% |
| 2001 |
VEHICLES |
48
months |
9.25% |
| |
|
|
|
| 2000 |
VEHICLES |
42
months |
9.00% |
| 2000 |
VEHICLES |
48
months |
9.50% |
| |
|
|
|
| 1999 |
VEHICLES |
36
months |
9.25% |
| 1999 |
VEHICLES |
42
months |
9.75% |
| |
|
|
|
| 1998-1992 |
VEHICLES |
24
months |
9.50% |
| 1998-1992 |
VEHICLES |
30 months |
10.00% |
| Above
rates apply to cars, trucks, motorcycles, RV's, Campers, etc.
with titles. |
| No
refinancing to lower rates on existing loans. up to 100% of value! |
| Recreational
Vehicles (without title) |
100%
value |
5.00% |
| Guarantor
Loan |
|
13.25% |
Other
Secured Loans
(vehicles without titles) |
90%
of value |
11.00% |
FHA
Loans
Limit $25,000 up to 20 yrs. |
|
8.50% |
Real
Estate Loans
Only within the State of Maine |
|
Call
for details |
| Home
Equity Loans |
|
Prime
+ 0% |
| Only
within the State of Maine |
|
|
| |
|
|
| Mobile
Home and Land |
|
|
| 10
years and newer |
15
year max. |
10.75% |
| 11
years and older |
10
year max. |
10.75% |
| Open
End and Unsecured Loans |
|
13.75% |
| Limit
$5,000 |
60
month |
|
| Open
End advances (min. $500) |
|
|
| New
application every 18 mos. or when limit changes. |
|
|
| Open
End Loan Drafts |
|
6%
above Prime Adjusted semi-annually |
| Loans
secured by shares |
|
3.5%
above share rate |
| VISA |
|
9.90% |
Loans
secured by Certificates
Due at the maturity of the Certificate |
|
3.5%
above rate of Certificate |
| |
| Savings
Rates
effective March 12, 2008* |
| Type |
Minimum
Balance |
Dividend
Rate |
Annual
Percentage Yield |
| Share
Savings |
$25.00 |
.50% |
.50% |
| Club
Accounts |
$25.00 |
.50% |
.50% |
| Youth
Accounts |
$5.00 |
.50% |
.50% |
| 6
Month Certificate |
$500.00 |
2.50% |
2.53% |
| 12
Month Certificate |
$500.00 |
2.75% |
2.78% |
| 24
Month Certificate |
$500.00 |
2.75% |
2.78% |
| 36
Month Certificate |
$500.00 |
2.75% |
2.78% |
IRA
- Individual Retirement Accounts
$25.00 minimum balance |
None |
2.50% |
2.50% |
