Free4ME Checking Accounts

This new product is for all members who are 18 - 25 years old and would like to start a new checking account.  The checking account features are:

  • No:
    • Minimum balance required
    • Monthly fee
    • Per-check fee
    • Transaction fee
  • Free:
    • E-Statements
    • Online banking
    • SURF ATM network card
    • Debit Card
  • Oops! Refund (2 per year)

Golden Rewards Program

Our Golden Rewards Program is offered to all seniors, age 62 or older who have at least one direct deposit each month.
As a member, you'll receive:
  • Free Checks with a checking account
  • Free unlimited teller checks and money orders
  • Fee-free Visa® Gift Cards and Travel Cards
Other Great Services include:
  • Money Market Accounts
  • Certificates of Deposit
  • IRA Accounts
  • Online and Mobile Banking
  • Visa Debit Card (With SURF Free ATMs)
  • Financial Planning Services

All Other Members:

  • Checks
  • ATM Transaction
  • No Minimum Balance Required
  • NO FEE PERSONAL CHECKING ACCOUNTS!
  • Overdraft Protection Available
  • Unlimited Check Writing with no per Check Charge
  • No monthly service charge for personal accounts
  • Direct Deposit
  • Bill Pay Program
  • Visa Debit Card Available
  • Visa Credit Card Available

Interested in a KSW Visa Debit Card?

Please download and return the Debit Card Application to our office!

Remote Capture

Now you can deposit checks to your savings or checking account from the convenience of your mobile devices with Remote Capture. It's as easy as Sign, Snap, and Send! Snap a picture of both sides of the check and deliver the check images and associated deposit information to the Credit Union using your phone or tablet.

To use the Remote Deposit Capture (RDC), you must have a suitable mobile device with the KSW FCU application installed.

**All checks have a 2 Day Hold. Reg CC releases $200.00 the following day after the deposit.**

Only the following items are eligible for RDC Deposits, checks drawn on:

  • U.S. Financial Institutions in U.S. dollars
  • United States Treasury
  • Any state or local government of the United States.

Requirements for Mobile Depost:

  • Checks must be payable to you and endorsed by you with the restrictive legend: "For Mobile Deposit Only"
  • Must have account number on check
  • Daily limit is $10,000 per day