Products & Services
 

 
Savings Plans
 Direct
* Regular Savings
* Money Markets
* Christmas, all-purpose Clubs
* Share Certificate and Individual Retirement Account (IRA) Certificates * IRA's
* Direct Deposit

Checking Accounts

* Checks
* ATM Transaction
* No Minimum Balance Required
* NO FEE PERSONAL CHECKING ACCOUNTS!
* Overdraft Protection Available
* Unlimited Check Writing with no per Check Charge
* No monthly service charge for personal accounts
* Direct Deposit
* Bill Pay Program

Loan Programs

* NEW ***Business Lending***
* Mortgages
* Home Equity Line of Credit or Fixed Closed End
* Automobile
* Guaranteed Student Loans
* Personal
* Share Secured
* Share/CD Secured
* VISA
* Vehicles
* Boats/Campers/RV's/Snowmobiles/4-wheelers/Watercraft/Motorhomes
* Motorcycle
* Computer Loans
* Lawn Tractor Loans
* Online Loan Application with immediate answers!
* View Our Loan Rates

Other Services

* Shared Branching

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* e-Alerts
* ATM on-site - Waterville and Belfast Locations
* VISA ® Debit Cards
* Home Banking Online with KSW@HOME. To enroll click here!
* Cue-statements
* Payroll Services
* Payroll Deduction
* Notary Public Service
* Night Deposit
* Drive-Up Window
* Wire Transfers
* Teller-Phone
* Direct Deposit
* Mobile Banking
* Remote Capture

Convenient Online Services

Home Banking 24x7 Access
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Click Here to LOGIN


To enroll for E-Services
    Click Here 

 
  Please allow time to download
printable application.


SMS Banking Login
and Sign-Up

Upcoming Events

Youth Month 2015
"Wild about Savings"
Celebration and contests
all month long!
Giveaways April 21-24!
 

News

 Effective July 1st, 2015,
KSW will no longer print
notices for ACH and Draft
Non Sufficient Funds.
Please utilize Mobile Banking,
KSW@Home, E-Alerts, and
Teller Phone to check your account.
 
Stay up to date on the latest
KSW products and services! 
 like us on facebook
 
Newsletter

Youth Checking Accounts

Holiday Closures

Martin Luther King, Jr. Day
Monday, January 19th
Presidents' Day
Monday, February 16th
Patriots' Day
Monday, April 20th
Memorial Day
Monday, May 25th
Labor Day
Monday, September 7th
Columbus Day
Monday, October 12th
Veterans' Day
Wednesday November 11th
Thanksgiving Day
Thursday, November 26th
Christmas Day
Friday, December 25th

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