KSW Mobile Apps

iOS AppStore Android Market
Must be enrolled in KSW On-line Banking.  Works for all Mobile Devices.
No data plan required, texting function available. Applicable texting charges may apply.
Easy to follow step by step instructions.

Locations & Hours

Drive-Up: Mon-Fri 8:00-4:30
Thurs 8:00-6:30

at Waterville Location only

Lobby: Mon-Fri 9:00-5:00

Waterville - Main Office
 Fall Building 1024x647
222 College Avenue
Waterville, ME 04901
(207)872-5602 - (800)924-5454
Fax: (207)872-5776 - This email address is being protected from spambots. You need JavaScript enabled to view it.

Belfast Branch
135 Waldo Avenue
Belfast, ME 04915-6909
Fax: (207)338-6129 -

s email address is being protected from spambots. You need JavaScript enabled to view it.


For security reasons, please do not include account number(s) and/or social security number(s) in your emails.




KSW Federal Credit Union offers traditional mortgages with

terms up to 15 years. If you are looking for your first home,

a new camp, seasonal property, or retirement home,

KSW can help you with every step of the process!

We have affordable closing costs, quick turnaround,

and in house processing!


Home Equity Loans

We offer variable rate home equity lines-of-credit as well as

fixed rate home equity loans to fit your lifestyle. Our home

equity loans are perfect when looking to build a new garage,

consolidate debt, or purchase a new vehicle. Get access to cash

from your home equity line-of-credit as many times as you need!


The Secure and Fair Enforcement for Mortgage Licensing Act

of 20082 (SAFE Act) was enacted on July 30, 2008, and mandates

 a nationwide licensing and registration system for residential

mortgage loan originators. The SAFE Act requires that federal

registration and state licensing and registration be accomplished

through the same online registration system, the Nationwide

Mortgage Licensing System and Registry.


The following employees are registered with the SAFE Act.

For more information,

please visit http://www.nmisconsumeraccess.org/ .

Denise Robinson 738018 
Renee Pellerin 771714 
Bill Crawford  707228
Deseree Gilman 754935 


Convenient Online Services

Home Banking 24x7 Access alt


To enroll for E-Services
Click Here
Please allow time to download
printable application.


happy dog photos 1

 Mutt of the Month!

Every month 5 of our furry

friends will be posted on

our facebook page for everyone

to vote! The pooch with the

most votes at the end of

the week will win a pooch

pouch filled with treats and

goodies, with their photo

posted on the page and

in our lobby! Email your

pictures to kelsey@kswfcu.org

or send us a facebook

message to be entered!


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Youth Checking Accounts

Holiday Closures

Martin Luther King, Jr. Day
Monday, January 19th
Presidents' Day
Monday, February 16th
Patriots' Day
Monday, April 20th
Memorial Day
Monday, May 25th
Labor Day
Monday, September 7th
Columbus Day
Monday, October 12th
Veterans' Day
Wednesday November 11th
Thanksgiving Day
Thursday, November 26th
Christmas Day
Friday, December 25th