KSW Mobile Apps

iOS AppStore Android Market
Must be enrolled in KSW On-line Banking.  Works for all Mobile Devices.
No data plan required, texting function available. Applicable texting charges may apply.
Easy to follow step by step instructions.

Locations & Hours

Drive-Up: Mon-Fri 8:00-4:30
Thurs 8:00-6:30

at Waterville Location only

Lobby: Mon-Fri 9:00-5:00

Waterville - Main Office
222 College Avenue
Waterville, ME 04901
(207)872-5602 - (800)924-5454
Fax: (207)872-5776 - This email address is being protected from spambots. You need JavaScript enabled to view it.

Belfast Branch
135 Waldo Avenue
Belfast, ME 04915-6909
Fax: (207)338-6129 -

s email address is being protected from spambots. You need JavaScript enabled to view it.


For security reasons, please do not include account number(s) and/or social security number(s) in your emails.


KSW is available to meet your needs for your mortgage.

If your buying for the first time or need financing for improvements or even just need money for the cost of your college education - our financing options will meet your needs!

Consider the following advantages by KSW:
Fixed or Variable Rate Plans
Affordable closing costs
Quick turnaround
Local decisions & services
No pre-payment penalties


Convenient Online Services

Home Banking 24x7 Access
altClick Here to LOGIN

To enroll for E-Services
Click Here
Please allow time to download
printable application.

Upcoming Events


Ending Hunger BBQ!

September 3rd


Burgers, dogs, soda, and chips!

grill clipart Grill 2


 KSW FCU would like to
welcome our new
employee Mikel Booker!


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Youth Checking Accounts

Holiday Closures

Martin Luther King, Jr. Day
Monday, January 19th
Presidents' Day
Monday, February 16th
Patriots' Day
Monday, April 20th
Memorial Day
Monday, May 25th
Labor Day
Monday, September 7th
Columbus Day
Monday, October 12th
Veterans' Day
Wednesday November 11th
Thanksgiving Day
Thursday, November 26th
Christmas Day
Friday, December 25th