Free Kasasa Cash® checking

Enjoy high dividend earnings and refunds on ATM withdrawal fees.*

With free Kasasa Cash® checking, we pay you to bank with us — really! Just do simple activities you probably already do to earn up to 4.00% Annual Percentage Yield each cycle.

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Belfast, Waterville or elsewhere. Link your account to a free Kasasa Saver® for easy savings. Visit us today to open your accounts.

Benefits
  • Free checking that pays high dividends
  • 4.00% Annual Percentage Yield on balances up to $15,000
  • 4.00% to 0.74% Annual Percentage Yield on balances over $15,000 depending on balance in account*
  • 0.05% Annual Percentage Yield if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • Kasasa Protect™ identity theft protection available
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online services, including:
    • online banking with bill pay
    • e-statements
    • mobile banking
    • debit card
  • $25 minimum deposit to open
Earnings your rewards is so easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Qualification Cycle:

  • Minimum of 12 debit card purchases per cycle
  • Log into online or mobile banking once per cycle

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Looking for something a little different?

Check out our other Kasasa options: Kasasa Cash Back® Checking  ●  Kasasa Tunes® Checking  ●  Kasasa Saver®  ●  Kasasa Protect™

KSW Rate and Fee Schedule for Share and Share Draft Accounts    *KASASA CASH Disclosure

Qualification Cycle

Monthly Qualification Cycle Statement Cycle
Month Year Begin End Begin End
January 2023 12/30/2022 01/30/2023 01/01/2023 01/31/2023
February 2023 01/31/2023 02/27/2023 02/01/2023 02/28/2023
March 2023 02/28/2023 03/30/2023 03/01/2023 03/31/2023
April 2023 03/31/2023 04/27/2023 04/01/2023 04/30/2023
May 2023 04/28/2023 05/30/2023 05/01/2023 05/31/2023
June 2023 05/31/2023 06/29/2023 06/01/2023 06/30/2023
July 2023 06/30/2023 07/30/2023 07/01/2023 07/31/2023
August 2023 07/31/2023 08/30/2023 08/01/2023 08/31/2023
September 2023 08/31/2023 09/28/2023 09/01/2023 09/30/2023
October 2023 09/29/2023 10/30/2023 10/01/2023 10/31/2023
November 2023 10/31/2023 11/29/2023 11/01/2023 11/30/2023
December 2023 11/30/2023 12/28/2023 12/01/2023 12/31/2023