KSW Mobile Apps

iOS AppStore Android Market  

Must be enrolled in KSW On-line Banking. 
Works for all Mobile Devices. No data
plan required, texting function available.
Applicable texting charges may apply.
     Easy to follow step by step instructions.     
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Youth Savings Accounts

Locations & Hours

Drive-Up: Mon-Fri 8:00-4:30
Thurs 8:00-6:30

at Waterville Location only

Lobby: Mon-Fri 9:00-5:00

Waterville - Main Office
 sunny front
222 College Avenue
Waterville, ME 04901
(207)872-5602 - (800)924-5454
Fax: (207)872-5776 - EmailThis email address is being protected from spambots. You need JavaScript enabled to view it.

Belfast Branch
135 Waldo Avenue
Belfast, ME 04915-6909
Fax: (207)338-6129 - Email

s email address is being protected from spambots. You need JavaScript enabled to view it.


For security reasons, please do not include account number(s) and/or social security number(s) in your emails.

Products & Services

Savings Plans
* Regular Savings
* Money Markets
* Christmas, all-purpose Clubs
* Share Certificate and Individual Retirement Account (IRA) Certificates * IRA's
* Direct Deposit

Checking Accounts

* Checks
* ATM Transaction
* No Minimum Balance Required
* Overdraft Protection Available
* Unlimited Check Writing with no per Check Charge
* No monthly service charge for personal accounts
* Direct Deposit
* Bill Pay Program

Loan Programs

* NEW ***Business Lending***
* Mortgages
* Home Equity Line of Credit or Fixed Closed End
* Automobile
* Guaranteed Student Loans
* Personal
* Share Secured
* Share/CD Secured
* Vehicles
* Boats/Campers/RV's/Snowmobiles/4-wheelers/Watercraft/Motorhomes
* Motorcycle
* Computer Loans
* Lawn Tractor Loans
* Online Loan Application with immediate answers!
* View Our Loan Rates

Other Services

* Shared Branching

      CO-Op Logo

* e-Alerts
* ATM on-site - Waterville and Belfast Locations
* VISA ® Debit Cards
* Home Banking Online with KSW@HOME. To enroll click here!
* Cue-statements
* Payroll Services
* Payroll Deduction
* Notary Public Service
* Night Deposit
* Drive-Up Window
* Wire Transfers
* Teller-Phone
* Direct Deposit
* Mobile Banking
* Remote Capture

Convenient Online Services

Home Banking 24x7 Access

online banking



All cash transactions with

the new chip card will now 

require a PIN number!

Please remember to 

keep your PIN numbers 

in a safe location! 

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Youth Checking Accounts

2017 Holiday Closures

Martin Luther King, Jr. Day
Monday, January 16th
Presidents' Day
Monday, February 20th
Patriots' Day
Monday, April 17th
Memorial Day
Monday, May 29th
Independence Day
Tuesday, July 4th
 Labor Day
Monday, September 4th
Columbus Day
Monday, October 9th
 Thanksgiving Day
Thursday, November 23rd
Monday, December 25th