New Benefits Program!

When current member refers a friend with us – they will receive a $25 deposit to their account IF the friend closes on their loan.

Members can refer more than one friend and each friend is $25

The referred MUST identify to the loan officer who they were referred by.

Your friend– refinances their loan with KSW they get the $25 member fee taken care of by KSW, & $33 title fee/$10 UCC fee paid for by KSW.

New member MUST tell loan officer who referred them.


  • Good for all loans with a minimum of $3,000
  • Normal lending criteria applies, Only New loans, only for in house lending (no Indirect)
  • EXCEPTIONS MAY APPLY that will be on a loan-to-loan basis.
  • Referral funds distributed at time the new member closes